Yes, it can be stressful when you’re planning to study abroad. There are many perfectly understandable reasons to feel stressed or anxious. Tuition fees are high, you’ve got food costs, study materials, transportation, health insurance, and lots of other expenses.
Even the currency exchange rate can be a concern.
When you don’t have enough financial means you might consider taking out a student loan. Paying back the student loan can add another layer of stress. But still millions of students can be found at international colleges every year.
Students find ways to manage their financial situation and complete their education in international colleges.
Here are some budgeting tips for students who want to study abroad:
The tuition fees are probably the most expensive thing you will face when you plan to study abroad. The yearly cost can reach up to five figures and for some private colleges it can even reach up to six figures (USD). The Financial Aid Office or Admissions Office at your college of choice will have up to date information about their tuition fees.
But tuition is not the only cost to consider, living abroad involves other expenses like transportation, phone bills, health insurance, food expenses, holiday expenses, accommodation and more. When we talk about the cost of accommodation, most colleges provide (or at least offer) dorm rooms to their international students. But you can still choose to live off campus — alone or with a group of people. The rental cost for private accommodation will depend on the location you choose to live in.
It will be cheaper if you choose to live in a dorm. You can save money because you won’t have to pay for electricity, water, and internet bills as they will be included in the cost. You can also save money because you will be living on the college campus and therefore probably won’t have additional transportation costs.
Depending on your visa status you might be allowed to have a part-time job while studying. When allowed students can typically work for up to 20 hours a week during the semester and full-time during holidays and semester breaks. This could be a useful source of income to help you with your daily expenses.
Most international colleges have a dedicated advisory office for international students. They provide students the necessary advice so they can manage their experience — including their finances. They help students with budget plans, part-time job information, and other related information. It is a good idea to get their advice before making any decisions relating to your finances.
Although they might seem like a golden opportunity, remember that paying back your international student loans can cause stress and worry for some students. Getting an International student loan should usually be your last port of call for additional funds. We suggest you first look for financial aid and scholarships from schools and other sources. If you still find a financial gap after exhausting all the other sources, this is the time when international student loans come in handy.
If you focus on your education and keep an eye on your budget, you’ll be able to enjoy completing your education at an international college. Try to avoid unnecessary expenses and focus more on savings. Here are a few examples of how you can save money: Use a bicycle to avoid transportation costs, try to cook your food at home rather than eating in a restaurant, so you can avoid food costs. Most importantly take advice from school advisors, they can assist you with your budgeting.
At the same time, look for ways to make the most of your time as a foreign student, take part in activities and explore your home away from home while you can.
Millions of students around the world dream of studying in the US. There are a lot of famous universities and colleges to choose from. Improving their future prospects, getting a high quality higher education, and access to better opportunities are just some of the reasons why so many students want to study at a university in the US.
But to get the best quality product you usually have to pay a high price. US colleges are some of the most expensive colleges in the world, but still millions of international students apply every year.
So, how much does an international student pay to study in the US? The annual cost can reach up to five figures.
Most colleges don’t have a standardized government fee system. It mostly depends on the college and the course you choose.
There are multiple types of institutions available in the US such as community colleges, private colleges, and public colleges. Most international students study at public and private colleges rather than community colleges.
Private colleges are the costliest of them all. On average public colleges charge between $35,000 and $45,000 and private colleges charge from $50,000 to $75,000 per year.
Private universities charge more tuition fees as compared to public and community colleges.
Public colleges get their funding mostly from the state government and private colleges get their funding from private organizations and donations. Community colleges or two year colleges also usually get their funding from the government just like public colleges.
Subjects like the arts, education, and humanities tend to be less expensive than engineering, medical, dentistry, and other similar subjects.
Higher courses like masters are usually more expensive than undergraduate courses. The college tuition fees depend on the college or course that you are planning to pursue. They differ from college to college. However, international students almost always pay significantly more than American students.
The cost of undergraduate degrees in the US varies greatly between institutions, and it is even higher for international students. International students pay $25,000-$35,000 per year at a public university and $30,000-$45,000 at private colleges on average. The cost can reach up to $50,000-$55,000 per year for some private colleges.
For a cheaper option, you can go to a community college. You will receive an associate’s degree instead of a bachelor’s degree because community colleges provide 2-year courses. They can charge you $2500-$3000 per year. You can use the associate’s degree as a qualification for the first half of your bachelor’s degree and later you can apply for a master’s degree as well.
All the fees depend on the courses that you choose. In general a Ph.D. or master’s courses will cost less than the MBA, JD, or MD courses. International students usually pay $20,000-$35,000 for public colleges and $35,000-$50.000 for private colleges per year.
Most colleges offer their international students on-campus residence. The residence is often called a “dorm room” or dormitory. Students usually share a room with 2 or 3 other students. Colleges provide daily essentials like water, electricity, and the internet. Students also share bathrooms, showers, and so on. It depends on the college how much they charge for on-campus accommodation. On average this is between $5000-$8000 per year.
However, you can choose to stay at a non-campus residence as well. You can share an apartment with other students or you can live alone as well. The rent depends on the area you are staying in. The Midwest region is cheaper than the East and Northeast in the US. But, you have to pay your electricity, internet, and water bills along with the rent. The usual rate for a single bedroom apartment is between $6,000-$15,000 per year – depending on the apartment and location.
It will be a good idea to make some savings for your daily and basic needs like emergencies, shopping, groceries, food, water, clothes, books, and study materials. When you live abroad you should track even your smallest expenses. This will help you to keep an eye on your overall expenses and you can save or set a budget for a period.
A good estimate would be $10,000-$12,000 per year for international students. The cost might vary where you are staying.
A student visa is mandatory for all international students. It can be a long process as well. As an international student, you have to apply and get accepted by a Student and Visitor Exchange Program (SEVP) certified college. After the approval process, you will receive the I-20 from where all of your information will be recorded.
Visa applicants have to pay a non-refundable fee. All students are categorized as F, M, or J, depending on their courses, merit, and colleges. They have to pay $350 as a SEVP fee and a visa application fee of $160.
Staying so far away from your home can be hard. Thousands of international students get injured or need medical attention throughout their courses. Student health insurance provides international students with financial support in these kinds of situations. International students must have proof of health insurance to get admission to US colleges. Without health insurance, international students can not apply for US colleges.
Under the age of 25, international students can expect to pay $30-$140 for health insurance per month depending on the college and the health insurance package.
Usually, most colleges provide dormitories to their international students. When you stay inside the college campus you won’t be using transportation too much, unless you are going somewhere off-campus. However, if you choose to live outside of the college campus, you will need transportation. Luckily, in the US transportation costs are not that high, and there are multiple options to choose from. You can get cabs, trains, and buses or you can use vehicle rental facilities.
Bus and train passes cost around $30-$50 per month for students. For additional expenses, you can expect to pay around $100-$120 per month in your total transportation. However, that cost mostly depends on where you are staying.
Yes, it is costly to study in the US. International students pay around $32,000-$60,000 per year depending on the university and the course. It is a lot of money but there are various options and opportunities available for international students. You can get the facilities of international student financial aid, international scholarships, international student loans, and help from private and government organizations as well.
According to The Canadian Bureau for International Education, 642,480 international students studied in Canada in 2019. This represents a 185% increase in international students in Canada since 2010. Canada is the 4th most popular destination for international students, behind the USA, the UK, and China.
Canada is one of the leading first-world countries known for its economic abundance and high standard of living. Because of this, their educational system gets great reviews and that’s what international students are looking for. Canadian schools are equipped with the latest equipment and with proper resources required to get the best educational experience possible.
Canada is best known for being one of the most tolerant countries when it comes to skin color and nationality. This makes it a prime destination for international students who wish to avoid the risk of encountering racism or xenophobia.
The crime rate is minimal in Canada because of its strict security and adherence to the law. Canadians are also naturally peace and law-abiding citizens, making it a great country to study in. No need to worry about distractions and potential safety hazards because its authorities are working round the clock to provide and maintain a safe and secure place conducive for studying.
96% of international students recommend Canada as a study destination, while 60% of international students say that they plan to apply for permanent residence in Canada. This is one of the top reasons why they want to get education loans for international students in the country.
In terms of student numbers, the nationalities with the largest representation of students in Canada are China (with around 22% of the market) and India (with around 34% of the market). US students represent only around 2% of all international students in Canada.
Across Canada, the province with the largest number of international students is Ontario (48% of international students) with the next most populous provinces being British Columbia (23%) and Quebec (14%).
IEFA.org can connect international students with education loan providers where they can access loans without cosigners, collateral, or credit history. These are available to students from 190+ countries pursuing degrees in any academic field.
International student loans are made available to international and DACA students studying in the USA and Canada. Undergraduate and graduate students within two years of graduating are eligible.
These loans can be used for past, current, and future semesters, and you can use the funds to pay for expenses including tuition, accommodation, food, insurance, and books.
Please note that every case is different, but here is an example for informative use only – this is not a guarantee of costs for your individual circumstances.
An international (non-US, non-Canadian) student studying a Master’s-level program borrowing $10,000 USD would expect to repay $100.54 per month during their studies and for 6 months after graduation, and then $141.62 per month thereafter.
Find out more and apply for your International Student Loan in Canada today.
The latest data covering international students in the USA and American students studying abroad has been released – here are the highlights:
Over 1 million international students studied in the US in 2019/20, including those taking an academic program and those on OPT (Optional Practical Training).
That’s over 5% of the total number of enrolled students, but it is almost 2% (or 20,000 students) lower than the previous period. Early indications suggest that due to the pandemic international student enrolment in 2020 could be down by a further 16%.
Almost 350,000 US students studied abroad for academic credit in the 2018/19 academic year (the latest data available).
That’s almost 2% higher than the previous year – continuing the trend which has only been increasing for over 10 consecutive years.
Incoming students to the US came mainly from China (35%) and India (18%).
The top 10 countries of origin for incoming students were:
California was the individual state that hosted the most international students in total (with over 160,000).
The single most popular institution in the US for international students was New York University – hosting over 20,000 students from around the world!
Outgoing US students’ top destinations were the UK (11%), Italy (11%) and Spain (10%).
The top 10 destination countries for US study abroad students were:
For more on this data please visit https://opendoorsdata.org/annual-release/
If you’re studying abroad you may be able to fund part of your education with a loan:
Read more on the blog.
Or search our scholarships listings.
CAN INTERNATIONAL STUDENTS GET SCHOLARSHIPS?
Many colleges and universities around the world offer scholarships for international students as part of their financial aid packages. If you’re studying outside of your home country, you should definitely see if there are scholarships for international students available at the school you will be attending.
An international scholarship will help to offset the cost of attendance at a university abroad.
More than one million international students study at U.S. colleges and universities every year. With many more studying in other countries around the world, too.
Universities and private sponsors offer a wide array of programs with various amounts for tuition and fees. Many schools offer international student scholarships in order to attract a diverse range of students to study at their institution.
Getting a study abroad scholarship can make a huge difference if you want to study in another country. Why? Because the majority of schools often have two levels of tuition fees. One for residents of the state or country you study in, and the other for non-residents. Without additional financial aid it is difficult to afford an international education.
Full ride scholarships pay the cost of tuition in full – plus, other expenses like fees, meals and housing.
In the US alone, according to the Fulbright Commission, over 600 universities offer scholarships worth $20,000 or more to international students. Around 250 schools in the US offer ‘full ride’ scholarships.
The Rotary Peace Fellowship is one example of a full-ride scholarship for international students. This scholarship covers tuition, fees, housing and travel costs. It also covers internship and field study expenses. It is for international graduates who want to pursue a master’s degree in areas related to peace, conflict prevention and resolution.
The process of applying for an international scholarship will vary from one school to another – or if you are applying with an external sponsor. There is some paperwork to complete in order to apply. As a student from another country, this may be complex as depending on your destination country you may need to fill out forms that are not in your native language.
In many cases you’ll want to make sure to practice your English writing skills if you are applying to attend school in an English-speaking country.
It is quite common for scholarship applications to require an essay to be submitted along with the paperwork.
Before you apply, do some research on the values held high by your intended school. Apart from good grades many schools are looking for students with character. Leadership, experience in work or as a volunteer, and good communication skills are also highly valued.
Do your best to communicate all of the above in your application and adhere to any special requirements the school or sponsor has. And make sure you stick to the application deadline as a late entry will not usually be considered.
For listings of scholarships for international students, see IEFA.org.
Many study abroad programs around the world offer scholarships. You should look for nonprofit organisations in your field and check your university website for their undergraduate and graduate scholarships listings.
The types of scholarship program available might depend on your status – whether you are studying abroad for a semester or full degree. Your status as an undergraduate or graduate student also plays a role in the type of scholarship you may be eligible for.
In any case, the majority of international scholarships do not charge any application fees – if you are applying for a private scholarship and are asked for a payment up front in order to secure the scholarship, you should be very cautious and ensure that this is a reputable organization – be wary of scams targeting vulnerable international students.
Many countries have universities that offer scholarships to international students.
The United States is one of the most popular with students from other countries. But if you are an American and want to earn your degree abroad, there may be options too – just as if you are an international student in any country.
For example, if you want to study in China there are Chinese government scholarships.
There are tuition-free public universities in Germany. Norway, Australia, Sweden are other countries that encourage international students to study there through incentives such as scholarships.
Find an extensive list of scholarships at IEFA.org/scholarships.
US Citizens studying abroad: Can You Get Financial Aid For Studying Abroad
International Student sin the US: Financial Aid For International Students in the US: Explained
If you’re a student from the United States, you could be eligible for financial support through the standard federal FAFSA program, meaning studying at a foreign university may not be as difficult to finance as you’d imagined! You might want to study abroad as part of an exchange program for a semester or an academic year, or even for your undergraduate degree or as a graduate student.
Do you have a dream of studying in the UK, France, Germany, Italy or somewhere else?
Technically the “Free Application for Federal Student Aid” is the Federal Student Aid system operated by the US Department of Education.
Every year, many thousands of US students and permanent residents complete the FAFSA application forms to check their financial aid eligibility for their higher education. These could be grant programs or loans (or both). Of course the main difference between a grant and a loan is that you have to repay the loan.
Yes! Federal Student Loan funding can be used to pay for your studies at an international school!
There are roughly 750 institutions outside of the US (about 600 in Europe and the rest in other countries) that have been approved by the US Department of Education to use federal funding or to defer other study loan payments. Unfortunately federal grants (i.e. Pell Grants) through this program are not eligible for study abroad.
Whether or not foreign universities are eligible for federal loans is decided by the US Department of Education. There is an official list of recognised international schools. You can find it at studentaid.gov.
Europe is home to some of the world’s most famous and most historic universities like Oxford and Cambridge in the UK and many around the continent offering high quality education and wonderful international experience. It’s an incredibly popular destination for international students from the US and around the world. Many universities are eligible for study abroad funding. You can find out if the school you choose is eligible by looking at the US Department of Education list, or checking a site like InternationalStudentLoan – because if a school is approved for private student loans then it must be approved for federal loans. Don’t forget that you must also be attending an approved program at the school.
If the Federal Student Aid isn’t enough or you don’t qualify, maybe you can get a study abroad scholarship or student loan from a private sponsor or lender – these are some of your financial aid options. Study abroad scholarships, grants and similar awards may be available directly from schools or private institutions. Loans may be available from private lenders, but in order to be eligible for private loans, a school must be eligible for FAFSA loans first.
You should speak to the financial aid office to find out what support the school offers to their international students.
Check to see if your chosen university is approved for FAFSA, and if they aren’t ask them if they offer financial aid packages or private loans for international students or know of any lenders that do.
You should see if there are study abroad scholarships offered by your chosen school and private scholarships – you can search these at internationalscholarships.com
Find a loan:
Read Next: How to find study abroad scholarships
For 15 years, InternationalStudent.com has been organising a contest for international students to create a video about an aspect of their life and their experiences or hopes of studying abroad.
Despite the very different landscape for international student travel we’re experiencing in 2020, InternationalStudent.com is bringing the contest back – and this year it has a special tagline: Life After Lockdown.
The concept is simple – create a video up to 2 minutes long about one or both of the following:
Do this well enough to impress the judges and you could win the top prize of $4,000.
There are also prizes for the 2nd and 3rd place entries, as well as $1,000 for the Viewers’ Choice Award Winner which is voted on by the InternationalStudent.com community!
The submission deadline is 13 October 2020, so be sure to check out all the rules and details by visiting International Student Travel Video Contest
Want more – read the IEFA Blog.
We don’t need to tell you that despite COVID-19 impacting in-person classes, exams and plans for just about everyone around the world, International Education doesn’t stand still for long. We’re excited about the start of the Fall Semester 2020.
Here’s our roundup of some of the news in International Education that caught our attention August:
PEO International Peace Scholarship Awarded
Paramita Choudhury, a second-year doctoral student at the University of Arkansas, has received the P.E.O International Peace Scholarship. P.E.O. is a philanthropic organization with the mission to help women support their educational goals through loans, grants and scholarships. One of the goals of the P.E.O International Peace Scholarship is to foster a better understanding among the peoples of the world. Paramita will receive $6,000 for tuition and expenses related to her research in dental anthropology.
Texas Student Recieves Department of State Scholarship to Study Hindi
Josh Mysore, a senior at the St. Mark’s School in Plano, Texas, has been awarded a National Security Language Initiative for Youth Virtual Summer Intensive full scholarship to study the Hindi language this summer.
Josh is one of 500 students selected from roughly 3000 applicants from across the United States who will study a foreign language this summer as part of a virtual exchange.
Nigerian ballet dancer inspires youth
Daniel Owoseni was told that as an African he was not eligible for an international scholarship. Despite this setback, he taught himself ballet through YouTube, and 3 years ago set up his very own dance academy.
This story should inspire you not to give up, even when things are hard!
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If you need additional funding for your international education, a loan may be the perfect solution:
Who Provides Study Abroad Scholarships?
Scholarships can come from many different sources and you’re typically eligible to receive more than one form of financial support. Review the guidelines for each scholarship or award to see what opportunities you qualify for.
There are various sources of funding for the financial aid, such as:
Sponsoring institutions may be run or influenced by people who have studied abroad themselves and because of that they truly understand the value of experiencing an international education.
The availability of scholarships for international students will vary from country to country. Whichever scholarships you apply for, remember to be patient and persistent – as the application process and decision-making can take time. That being said, scholarships are an excellent way to help you finance your study abroad dreams.
What Can a Study Abroad Scholarship Cover?
Depending on which of the many scholarships you decide to apply for and who is sponsoring it, the terms of the scholarship, and what it can be used to pay for (and what it can’t be used for) can vary greatly.
Most scholarships are supposed to cover your basic cost of studying. This might include the cost of tuition, registration fees, books, and other school-related costs. With some scholarships, a portion of living costs may also be covered, such as the cost of food and accommodation (sometimes referred to as “room and board”.
Some international scholarships are much less strict. They will award you a sum of money which you can put towards your studies however you feel is appropriate depending on your circumstances. Of course that doesn’t mean you can just spend the money on whatever you like, it should all be used to fund your education – not for social activities or any other purpose. The difference is that you’re more in control of your own budget and can use the financial aid as you see fit.
It’s important to think about when the study abroad scholarship money will be released to you. Funds are most commonly paid out in a lump sum before the start of the fall semester, but in some cases, may be paid out in instalments over the course of the year. In the case of a study abroad scholarship that is paid out in instalments, in order to keep receiving the payments you may be required to maintain a certain level of academic merit.
Scholarships can be either paid to finance office of the school or to the student directly. Your school or the sponsoring organization will have their own procedures for when scholarship funds will be awarded. You should ask in advance so that you’re able to work out your budget effectively.
Scholarships for Undergraduate Students and Graduate Students
Whether you’re an undergraduate or graduate student, there may be different funding options for you, so remember to explore all the options.
How to Find Scholarships to Study Abroad in 2021
For huge numbers of students, the idea of studying abroad is incredibly exciting and interesting. They want to experience a different culture first-hand, work on their communication skills in a foreign language, or just explore the world as an international student.
Depending on the destination you choose and the type of program you enrol in, it can either be really expensive or could even save you money. But finding a study abroad scholarship to study abroad can reduce the overall cost, otherwise for some, the dream of studying at a school overseas may be out of reach.
To find scholarships to study abroad, first think about the destinations and courses that you are interested in. Contact the schools that you would like to attend to see what aid is available for international students, and use the IEFA.org scholarship search for the latest list of available scholarships.
In this post we’re comparing studying as a foreign student in the USA with studying in Canada – if you’re interested in studying in either country then you’re in the right spot-as we will discuss some of the big advantages of studying in each.
Now let’s dive straight in!
A degree in Canada is just as good as a degree from the U.S., Australia, or the UK.
Canadian universities are doing well in international rankings and Canadian universities rate among the world’s top 50 universities.
There’s no question that a Canadian education is a world-class education, whether you’re attending a university, college, or technical school.
The most important obstacle for most students seeking to study abroad is the cost.
And while international students pay higher tuition fees at Canadian universities than domestic students, the average annual tuition for a Canadian undergraduate degree for a foreign student is considerably lower than in the United States , Australia, or the United Kingdom.
Foreign students must also find housing and support their everyday lives. The cost of living in Canada is quite affordable compared with many other top destinations for foreign students. And when you consider the average annual cost of living to be lower than other countries with also lower average annual tuition fees, Canada tends to be a really good opportunity, indeed.
It is possible to get an International Student Loan to study in Canada, too.
You can also search our database of scholarships for international students.
While Canada is a relatively affordable option globally, studying abroad is undeniably expensive.
International students in Canada are allowed to work up to 20 hours a week during school term and full time (30 hours a week) during scheduled breaks, such as holidays. Most students don’t have to get a work permit to work when studying.
Another big reason many students choose to come to Canada is personal safety. Studying abroad can be frightening, because you are leaving your family and friends – your safety net – at home. The Institute for Economics & Peace ranked Canada 8th most peaceful nation in the world. The location and relative isolation of Canada geographically provides a bit of a shield against most international disputes.
Canada has a freely elected government, and the Charter of Rights and Freedoms of Canada guarantees the fundamental rights and freedoms of those living in Canada. Canada’s worldwide reputation is as an inclusive and non-discriminatory society. Immigrants make up 20 percent of Canada’s entire population and Canadian regulations ensure that all citizens are protected from prejudice whatever their circumstances may be.
You typically get temporary status as a foreign student in the country where you are studying. You need to get back home when you graduate.
However, contrary to other countries, Canada has a variety of programmes that enable foreign students to be moved to permanent resident status after their studies. Options like the Post-Graduation Work Permit encourage students to live and work on an unrestricted work permit after graduation, which lets them gain some Canadian work experience. Most provinces in Canada have Provincial Nominee systems for applicants with studying or working experience in the province, and the point-based immigration scheme rewards Canadian job and education experience. Approximately half of all foreign students consider applying for permanent residency in Canada after completing their studies.
Canada is one of the world’s largest economies, and students are given plenty of opportunities to work. You have the chance to communicate with stakeholders of your chosen sector and network with them. And while you study, or after graduation, you could gain valuable experience working for industry-leading Canadian companies.
Your Canadian education and improved language skills in either English or French may provide global opportunities should you want to return to your home country or move abroad.
Canadian employers seem to prefer Canadian work experience over foreign work experience, so if you do chose to live in Canada your experience could make you stand out from other applicants!
It is estimated that 48 of the top 100 universities worldwide are in the USA. Flexibility in academic fields is one of the biggest factors which distinguishes US colleges from other universities around the world.
Usually, you are not required to specify your major until after your second year of study. Most students take advantage of these two years to explore different academic goals before deciding on a major. Students are expected in most other nations to determine their field of study before even applying.
Many U.S. colleges mandate that you take general or “core” education classes.
They provide you with the opportunity to learn about a wide range of academic topics – not just your major or concentrated research area. These classes, often entitled “liberal arts”, cover many subjects from writing to sciences and philosophy.
With an internship, you will get a head start on your career – opportunities are provided by most US colleges. You will gain hands-on experience and exposure to your profession in the real world, plus the possibility of better-paid jobs after graduation because you already have some experience in the job.
Read about working in the US
Colleges in the U.S. offer a wide array of sports , clubs, societies and events outside the classroom, so whatever you are interested in – you will find it right there on campus!
Students studying in the US come from all over the world. You’ll be able to meet new people from various backgrounds every day , learn new languages, make friends and learn about other cultures – and share your own!
Most schools have a dedicated office devoted solely to assisting their international students with any needs. They can help you develop your English, or deal with visa problems, financial support, and even help you adapt to cultural differences which can be quite a big deal in a new country.
When studying in the US one important thing to remember is that it can be very costly – far more costly than many other countries in the world. Through this article you will find out more about how to finance your education in the USA:::Link::
Then you can find out whether you qualify for a loan to study in the US:
You can also search our database of scholarships for international students.
And there you have it! Lots of great reasons why you would want to study in the United States or Canada! Let us know where you want to go in the comments below!