$1,000 Scholarship Program for Computer Science and Related STEM Students

September 10th, 2019 by Al C

Our friends at Indeema are offering a $1,000 Scholarship Program for Computer Science and Related STEM Students.

Sharing knowledge and investing into aspiring talents is a core value for Indeema.

To assist high school seniors or freshmen students in the USA, Indeema is offering the $1,000 Scholarship Program for enrolling at a university/ college for:

  • Computer science (CS)
  • Computer engineering (CE)
  • Related science, technology, engineering, math (STEM) programs.

The company’s mission is driving progress with tech skills and science. They lead educational courses and collaborate with research institutions in Lviv and Austria. Indeema believe that fresh minds evolve the IT industry. Now they have decided to grant an educational scholarship to students in the USA, where their main office is located.

Indeema know that starting can be hard. That’s why they want to create a stepping stone and encourage IT enthusiasts to build their career in this innovative landscape.

Any wonderful product or disruptive innovation is done by people like you or like Indeema — passionate dreamchasers.

Study hard and work smart, and there will be nothing you can’t achieve!

Eligibility:

The scholarship is available only to applicants who:

  • Are public or accredited private high school graduates
  • Pursue Computer Engineering, Computer Science, or related STEM field
  • Enrolled or accepted for enrollment at a four-year college or university in the United States
  • Have a SAT score of 1350/1600, composite ACT score of 27, or a cumulative GPA of 3.0 or higher
  • Love computer engineering and science

If you are interested you can find out more below. You must apply for the $1,000 Scholarship Program by March 1st.

Find out more.

Read more from our blog.

This award is brought to you by IEFA.org and all responsibility for the program lies with the provider – in this case, Indeema. For more information see the listing on IEFA.org and contact the provider directly.


Zuckerman STEM Leadership Program

August 10th, 2019 by Al C

The Zuckerman STEM Leadership Program supports future generations of leaders in science, technology, engineering, and math in the United States and Israel and, over time, fosters greater collaboration between the world’s most advanced scientific research centers.

The program provides scholarships through the following initiatives:

The Zuckerman Postdoctoral Scholars Program attracts high achieving postdoctoral scholars from premier universities in the United States to do research at one of seven Israeli universities. Once they complete their research, many Zuckerman postdocs are expected to accept faculty positions at top North American universities, weaving a network of academic collaboration and goodwill that will greatly benefit US Israeli scientific cooperation.

The Zuckerman Israeli Postdoctoral Scholars Program provides additional support to Israeli researchers who have been accepted to a postdoctoral program with a stipend at an American university. Zuckerman Scholars enjoy unique programming and activities specially organized for them by the host universities, such as touring, educational experiences, and social programs.

Candidates for the Zuckerman STEM Leadership Program are assessed based on their academic and research achievements, as well as on personal merit and leadership qualities, without regard to race, religion, gender, ethnicity, or age.

Scholars are expected to return to the home campuses from which they earned their doctorates, and to visit other universities, where they will give talks and be interviewed by faculty and PhD students. They should share insights about their research and about the experience of collaborating with scientists in the United States.

The postdoctoral scholars program will enable the highest achieving postdoctoral researchers from the US to collaborate with leading scientists at Israel’s top research institutions. Leading PhD graduates from these Israeli universities will have an opportunity to accept postdoctoral positions in top US academic institutions.

Find out more and apply for the Zuckerman STEM Leadership Program on IEFA.

Find other scholarships.

Read our blog.


How can international students apply for a loan to study in Canada?

June 25th, 2019 by Al C

How can international students apply for a loan to study in Canada?

How can international students apply for a loan to study in Canada?

According to The Canadian Bureau for International Education, 572,415 international students studied in Canada in 2018. This represents a 154% increase in international students in Canada since 2010. Canada is now the 4th most popular destination for international students, behind the USA, the UK, and China.

Why is Canada such a popular destination for international students?

  • The high quality of the Canadian education system
  • Canada has a reputation as a tolerant and non-discriminatory society
  • Canada has a reputation as a safe country

In fact, 96% of international students recommend Canada as a study destination, while 60% of international students say that they plan to apply for permanent residence in Canada.

Who are the international students in Canada?

In terms of student numbers, the nationalities with the largest representation of students in Canada are China (with around 28% of the market) and India (with around 25% of the market). US students represent only around 3% of all international students in Canada.

Where are the international students in Canada studying?

Across Canada the province with the largest number of international students is Ontario (48% of international students) with the next most populous provinces being British Columbia (24%) and Quebec (12%).

Funding for International Students in Canada

IEFA.org can connect international students with loan providers where they can access loans without cosigners, collateral, or credit history. These are available to students from 190+ countries pursuing degrees in any academic field.

Student loans are made available to international and DACA students studying in the USA and Canada. Undergraduate and graduate students within two years of graduating are eligible.

These loans can be used for past, current, and future semesters, and you can use the funds to pay for expenses including tuition, accommodation, food, insurance, and books.

The Benefits of an International Student Loan in Canada

  • For this type of loan, you don’t need a cosigner, collateral, or credit history
  • You can get a loan with a fixed interest rate from $2,001 to $50,000 – making budgeting easier and stress-free
  • Students from over 190 countries can apply
  • 10-year loans with no prepayment penalties
  • Interest-only payment period during school and 6-months post-graduation
  • Undergraduate and graduate students within two years of graduating are eligible
  • Loans are available to students attending one of the 300+ schools in the USA and Canada

How does the loan process work?

  • Check to see if your school and program are eligible.
  • Complete your application.
  • Receive a conditional offer after submitting your application.
  • Upload your requested documents and complete any further required paperwork.
  • Receive a final approval after all of your uploaded documents are verified.
  • Your school certifies your enrollment status with the loan provider. Once that is done, your funding is disbursed directly to your school on an agreed upon date.

How much will the loan cost?

Please note that every case is different, but here is an example for informative use only – this is not a guarantee of costs for your individual circumstances.

An international (non-US, non-Canadian) student studying a Master’s-level program borrowing $10,000 USD would expect to repay $100.54 per month during their studies and for 6 months after graduation, and then $141.62 per month thereafter.

Find out more and apply for your International Student Loan in Canada today.

More on Loans That Do Not Require a Cosigner in the US and Canada

10 things you need to know about international student loans


Global Citizen Scholarship & Women in STEM Scholarship: Application Deadlines approaching!

June 12th, 2019 by Al C

On the IEFA Scholarships listings we have 2 exciting schoalrships for International students in the USA and Canada whose deadlines are approaching FAST!

The Global Citizen Scholarship

Global Citizen Schoalrships for International students in the USA and Canada

Provided by: MPOWER

Application Deadline: July 15th

About this scholarship:

This scholarship has been designed to reflect the diversity of international students studying in the USA and Canada.

To qualify you must be enrolled full-time at a US or Canadian school that MPOWER supports, and you must be an international student allowed to legally study in the U.S. or Canada. U.S. citizens wishing to study in the U.S. and Canadian citizens wishing to study in Canada are not eligible for this scholarship.

This scholarship is not restricted to a field of study – students from all fields can apply.

Find out more.

The Women in STEM Scholarship

Women in STEM Schoalrships for International students in the USA and Canada

Provided by: MPOWER

Application Deadline: July 15th

About this scholarship:

This scholarship program is aimed at women who will use their STEM degree to the greater benefit society and the planet and who have the potential to serve as role models and advocates for women in STEM.

To qualify you must be accepted at, or enrolled in, a full-time STEM degree program at a US or Canadian school that MPOWER supports, and you must be a female international student allowed to legally study in the U.S. or Canada. U.S. citizens wishing to study in the U.S. and Canadian citizens wishing to study in Canada are not eligible for this scholarship.

For the purposes of this award, STEM is interpreted as any program leading to a bachelor’s or Master’s Degree, or a Ph.D. that is in any field of science, technology, engineering, or mathematics. This does not include medical or nursing programs.

Applicants must submit an essay detailing their professional or academic accomplishments in STEM, their future career goals, and how their degree program will help them to achieve these goals.

Find out more.

Further Resources:

International Scholarships

International Student Loans without a Cosigner

International Student Loan Center


Loans That Do Not Require a Cosigner in the US and Canada

May 31st, 2019 by Al C

Loans Without a Cosigner for International Students in the US

International student loans in the USA no cosigner required

If you are already, or are going to be an international student in the US, it will be required of you to have a cosigner while applying for a loan.

If you do require a cosigner, the cosigner must be a US citizen or permanent resident, and they must have lived in the US for more than 2 years. They should likewise have good credit history. Non-US natives and non-US permanent residents are not allowed to be a cosigner for international student loans.

Despite of the fact that most international student loan applications require a cosigner, students attending a growing number of schools and colleges in the US and Canada can apply for a loan without one.

If you do not have a cosigner, there is guidance on how to find one in the International Student Loan Resources, but looking for a “no cosigner loan” could be the best choice for you.

Since most international students in the US don’t have any financial history there, a cosigner joins the loan application process. Approval for the loan and the interest rate applicable are then based upon the perceived reliability of the cosigner.

The cosigner is then lawfully bound to repay the loan if the borrower does not make the payments.

Don’t have a cosigner? If research doesn’t help you find one, see if a loan that doesn’t require a cosigner is available for you.

With loans that do not require a cosigner, rather than using the applicant’s credit history, lenders assess your education and career path, in addition to other factors when making a decision on approval for a loan. These might include your nation of origin, graduation date, and what school you are attending.

The majority of student loans available for international students are solely for non-US natives who will be in the United States. However, a new option helps students apply for loans at a number of colleges in Canada as well!

Loans for International Students in Canada

International student loans canada no cosigner required

International Students in Canada may now apply for an international student loan without a cosigner!

International Student Loan has partnered with a lender that can offer loans to students from over 190 countries, including the US, who are attending select schools in Canada. Up to this point it has been hard for international students to finance university education in Canada, but thanks to MPOWER Financing and International Student Loan, there are now various schools in Canada where no-cosigner loans are available.

International students at eligible schools can apply for a loan to fund the expense of your education including the cost of tuition, lodging, sustenance, insurance, and supplies.

As referenced previously, with this sort of loan, rather than focusing on your or your cosigner’s financial record, the loan specialists take into account different factors. For example, your education and future career, your nation of origin, your expected graduation date and what school you will be studying at will be considered

Students who are not US natives or permanent residents, and who are going to schools outside the US/Canada are not presently qualified for international student loans.

Finding and Comparing No-Cosigner Loans

International students should use the loan comparison tool to see whether they can apply for a loan without a cosigner and if their chosen school is available. Provided that this is the case, they should then be able to review the terms and conditions of the credit agreement and apply online.

While inquiring about a no-cosigner loan, here are a couple of things you should consider:

  • The amount you can borrow
  • The interest rate (and whether it’s fixed or variable)
  • Repayment terms
  • How the loan is disbursed

When your application has been assessed you will get further information about your loan and the terms and conditions. These will cover the financing cost and the total amount you can obtain. These will differ by loan specialist and depend on your circumstances.

No-cosigner advances through our partner have a fixed rate of interest and enable you to access up to $50,000 in a 2 year period. You should state the amount you might want to borrow on your application.

Once approved for the loan, the funds are disbursed directly to your school or college.

The whole process takes around about a month and a half, so you should plan ahead and ensure that you make your application in time.

To check whether there are no-cosigner loans at your school, start with the loan comparison tool.

Find out more about International Student Loans.


10 things you need to know about international student loans

May 2nd, 2019 by Al C

US Dollar - 10 things you need to know about International Student Loans

If you’ve researched all the available funding options for you as an international student in the US, and you are still in need of additional financing, your next place to look is an international student loan.

If, like many international students, you didn’t realize that loans were even available for international students, here’s a roundup of 10 things you need to know about international student loans and how to apply for them. We will also point you in the direction of additional useful resources and the loan comparison tool which you can find here.

10 things you need to know about international student loans

1) International Student Loans Explained

International Student Loans are specialized private education loans that are available for international students who are studying in the USA or Canada at approved colleges and universities. US students in the USA are able to apply for Federal student loans (provided by the US Government), but these are not available to international students.

In many cases, international students in the US have to apply with a qualified cosigner and should only apply for international student loans after exhausting all scholarships, personal funds, and other options. At select schools in the US and Canada there are loans without a cosigner available for select students to apply for.

2) Who is eligible to apply for international student loans

Students who are not US citizens or non-citizen permanent residents and who are attending an eligible US college or university. Loans are also available to international students in Canada (including US students) at select universities.

In most cases in the US, borrowers are required to have a credit-worthy cosigner who is a US citizen or permanent resident. However, there are loans available at select schools that do not require a cosigner, depending on your situation as the borrower.

Students who are not US citizens or permanent residents and who are attending schools outside the US/Canada are not currently eligible for an international student loan.

3) The types of loans available

Lenders only work with specific colleges and universities, and not every lender works with international students. This can make it difficult at times to find the right option for your situation. International Student Loan has a helpful comparison tool which will show the options that are available to you depending on your circumstances – taking into account your course of study, duration of study, field of study and if you’re studying at an approved US or Canadian college or university.

There are loans for students who have a US cosigner, and loans that do not require a co-signer that are available to students in select instances.

4) What international student loans can be used for

International student loans, like all private education loans, can be used for education-related expenses.

The main categories/items that an international student loan can cover are:

  • tuition
  • mandatory fees (costs specific to a school or university)
  • books and educational supplies/equipment
  • insurance
  • transportation (including airfare)
  • room and board
  • and other school-related expenses – can include food, personal expenses, leisure and communication

5) The maximum loan amount

The maximum amount that you are able to take out in the form of an international student loan is the total cost of your education minus any other aid (like scholarships, grants, etc) received.

The total cost of your education will vary based on your school and the program’s cost of attendance. After you apply and receive credit approval your school must certify the amount of the loan.

6) Loans for non-US citizens or non-US-permanent residents studying in a destination outside the US, are not available

Most international student loan options are only for non-US citizens studying inside the United States. However, we now have loan options at a few select universities for those who want to study in Canada!

7) Cosigners

A cosigner is required for many international student loan programs, but not all.

If a cosigner is required they must be a US citizen or a US permanent resident, with good credit, who has lived in the US for the past two years. Non-US citizens or non-US permanent residents cannot act as a cosigner.

Although we are not able to assist with finding a cosigner, it is common to ask close friends or family members.

If you do not have a cosigner you will want to explore lenders that do not require a cosigner.

8) The Application Process

Before applying for a private student loan, you should know exactly how much you need to borrow. To do this, review the financial aid award letter sent to you by your school. Next, find a loan that meets your needs. You can use our Loan Comparison Tool to help you find a loan that suits you.

You will need to submit your application to the lender. Most international students studying in the United States are required to have a US co-signer. After you have completed your part of the student loan application, your co-signer will need to complete their part of the application.

After submission you will be sent documents relating to your loan application. Follow any instructions carefully, and ensure that you (and your cosigner) sign and return the documents in a timely manner.

When your lender has received and approved all of the documents the money is transferred directly to your school/university, and you will receive your loan proceeds from them once they have been applied to your student account.

9) Repaying your International Student Loan

The interest rate and repayment terms will depend on the loan option and lender you select.

When selecting a lender you will need to review the terms or contact the lender directly with any specific questions. If you go with a lender that requires a cosigner the interest rate is calculated based on factors including your cosigner’s creditworthiness.

If a lender does not require a cosigner the interest and repayment rates are established in a different way. For example, with MPOWER, the interest and repayment is determined based on other factors. While they do not require a credit score, they do need to review a detailed credit report to verify payment history and good standing.

10) Applying for an international student loan before being accepted to a school

It is possible to begin the loan application process prior to being accepted to your school, however, you will need to be accepted with your student visa to finalize the loan. The first step is to find a lender; see if one is available at your college or university.

We hope you’ve found these 10 things you need to know about international student loans useful for your plans to study in the USA.

For more information check out our posts on 5 international student loan terms you need to know and Student loan repayment explained.


€5000 Scholarship to Study a Master’s in Europe

April 26th, 2019 by Al C

Europe - €5000 Scholarship to Study a Master's in Europe

Sponsored by educations.com
Deadline: April 2020

educations.com believe that students who study abroad become the next generation of globally-minded leaders – and they want more of you to do it!

They’re offering a scholarship of up to €5000 to help cover your tuition fees and get you one step closer to your next great adventure.

What’s the scholarship about?

The scholarship will be awarded for the fall/autumn semester and is open to students from any country who will be studying a master’s degree abroad at a European university or school.

Eligibility:

To apply for this scholarship, you must:

  • Have applied (or will apply) to a university or school within Europe
  • Have applied (or will apply) for a master’s-level degree starting in the Fall/Autumn semester
  • Be studying the degree program in Europe specifically (not online or in another country)
  • Meet the entry requirements for the university or school, including:
    • Hold a valid undergraduate (bachelor’s) degree
    • Meet language requirements for the program
  • Hold or be eligible to apply for a relevant study visa (if applicable)
  • Be studying abroad in a country that you were not born in or do not currently reside in.

The ideal candidate:

  • Globally-minded and interested in other cultures
  • Motivated and inspired to positively change the world
  • High academic achiever with consistently outstanding grades to prove it
  • Involved in extra-curricular groups and activities
  • Excited to begin your adventure and share your story with the world!

Get more details on the €5000 Scholarship to Study a Master’s in Europe and how to apply.


3D printing competition for international students

March 5th, 2019 by Al C

3D printing competition for international students

Win $1000 & turn your project into a product

Don’t miss your chance to participate in this exciting 3D printing competition for international students!

Show 3D HUBS how you used 3D printing to realize your innovative engineering or design project.

They’re looking for inventors, entrepreneurs and creative talents who push the boundaries of 3D printing to solve real-life problems.

They’re accepting submissions in five categories:

  • Product Design
  • Robotics
  • Sustainability
  • Transportation
  • Healthcare

The deadline for submissions is June 30th

All submissions must present a physical product or prototype. Whole or part of the design must be fabricated through a 3D printing process. We accept submissions from both individual contributors and teams. All contributors must be either current students (in secondary, undergraduate or postgraduate education) or recent graduates that have completed their studies after July 2018.

The awardees will be selected by a panel of experts based on certain selection criteria. The winner of each category will receive:

  • $1000 in grant funding to support their project
  • Exposure to a global audience (powered by 3D Hubs)
  • Technical support to turn their idea into a product

The five finalists of each category will receive a copy of The 3D Printing Handbook and an official finalist certificate.

Apply at internationalscholarships.com

Find more resources at our blog and at IEFA.org

Not for you?

Global Citizen Scholarship


Global Citizen Scholarship

February 28th, 2019 by Al C

Global Citizen Scholarship for international students

Global Citizen Scholarship

Deadline: April 15

Students at select schools can apply for the Global Citizen Scholarship – a $5,000 award granted to students from any country studying in the US and Canada.

Eligibility for Global Citizen Scholarship:

  • The student must have been accepted or enrolled at a full-time program at a U.S. or Canadian school that is an MPOWER Partner College or University
  • For study at a U.S. partner college or university the student must have one of the following immigration statuses: F1 visa status, Green Card holder (permanent resident) status, or a DACA recipient status
  • For study at a Canadian partner college or university the student must have one of the following immigration statuses: permanent resident or Canadian study permit holder
  • The student must be 18 years or older

How to apply:

Visit internationalscholarships.com for application details and to apply for the Global Citizen Scholarship.

Selection:

Winners of the Global Citizen Scholarship will be selected based solely on their short essay response. Essays will be judged based on (1) grammar, vocabulary, and clarity, (2) creativity, and (3) insightfulness and power of story. Scholarship essays will be judged blindly by an unbiased committee.

For the latest information about international scholarships please visit InternationalScholarships.com.

Find resources to support your international education on our resources page.

Read our latest blog posts on the International Financial Aid and College Scholarship blog.


Even international students have to do their taxes!

February 18th, 2019 by Al C

International Student Taxes – International students in the United States are required to file a tax return every year. The deadline in 2019 is April 15th.

International Student Taxes- Students prepare tax paperwork for 2019 tax season

All students and their dependents must file a form 8843 (one form per person).

If you have received any income in the last calendar year then you will most likely Form 1040NR-EZ also.

How to file your taxes as an International Student

There are a number of ways that you can submit these forms:

You can do it yourself because the forms are all available online from the IRS. This means you can print them off, complete them for each family member and submit them directly to the IRS directly for processing.

Do it yourself (with help). InternationalStudent.com has created an online IRS Form 8843 Wizard that pre-populates the Form 8843 automatically for you. You can enter all your details into the web form for them to pre-populate Form 8843 with all your details. Just check it over, sign and date it and send it to the IRS for processing.

Or you can seek Expert Tax Advice. InternationalStudent.com has partnered with Sprintax who provide expert tax advice and assistance (for a fee). You can contact them directly for assistance or advice. This is especially helpful for more complicated tax returns.

Filing your taxes is not optional.

Every international student and their dependents (including spouses and children of all ages) must file their tax if they were in the US during the previous calendar year.

Although it may seem difficult to file your tax return, there are a number of resources to help you comply with the law and your visa regulations.

Find out more at our partner site: InternationalStudent.com

And as always there’s much more International Financial Aid and College Scholarships information at iefa.org and on the blog. And you can contact us or check out our partners for further information.


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