One of the most difficult parts of being an international student in the US is finding the funds to do so. Luckily, there are numerous outlets where international students can look, including home country funding, family funding, scholarships and even loans. However, it’s important to understand that as your time in the US grows, so will your desire to make purchases beyond resident hall decorations, classroom supplies and the occasional night out. International students who plan on studying in the US for a few years often decide to make a larger purchase like a car. Before being able to make this type of purchase you will need to have established credit; Because of this, it’s important to start building credit as soon as possible.
One great way to establish credit is by obtaining a credit card. Having a credit card and making frequent, small purchases then immediately paying off the balance can help build credit as an international student in the US. However, without a social security number or established credit, new international students may find it difficult to open a credit card.
One option that you’ll want to explore is SelfScore. SelfScore was established by former international students, for international students. They offer the only MasterCard designed specifically for international students, which means you do not need a social security number to apply and you can count on them always offering you fair credit.
SelfScore offers two types of MasterCard: The Classic and The Achieve. With both of these cards you can enjoy:
- No Annual Fee
- No Deposit
- No Social Security Number Required
- Fraud Protection
- No Foreign Transaction Fee
- First Late Fee Waived
- Accepted Everywhere MasterCard is Accepted
SelfScore prides themselve on “opening the door of the US financial system for international students.” See if a SelfScore MasterCard can help you establish your credit during your time in the US.