If you are looking to apply for a student loan to help finance your education, then you’ll need to have a US cosigner. All international students and most US students need a cosigner to join their student loan application in order to get a US student loan. That’s because these banks and lenders need to have solid credit history to issue their approval. For many students, this can be a stopping point. But don’t let it stop you!
Join me, Jennifer Frankel, this Friday where we will host an entire Google Hangout devoted to giving you the information you need to help you in finding a US cosigner. We will discuss important issues including:
- What is a cosigner?
- Why should you care about getting a cosigner?
- What are the requirements your cosigner must have?
- Where can you find a cosigner?
- How should you start the dialogue?
Joining the conversation is easy – and it’s brought to you free.
When Is It?
Attend the Google Hangout this Friday, April 11th at 3:00 EST Set your calendar to remind you when you’re ready.
Be sure to check your local time so that you don’t miss it!
What Do I Need to Know?
Here’s how to join the free information session:
- Join us on our On Air Hangout from your Google + account.
- Send in your questions through the Hangout.
- We will also be available to answer any questions on Twitter or Facebook using #FinancialAidTalk
We hope you’ll join our Hangout and we look forward to seeing you there!
Finding employment after college is often difficult. Traditionally, few degrees offer work integrated learning, internships, or actual job experience as part of their programs. Even fewer programs and degrees offer straightforward career placement upon graduation.
This lack of infrastructure to support students’ transitions from the university to the workplace hurts both students and employers—students graduate and move on to the “job hunt”, wherein they regularly must settle for nearly any employment opportunity (often completely outside of their specific field).
Employers, on the other hand, are left with a series of new hires with absolutely no prior training or hands-on experience from which to draw—according to Inside Higher Ed, nearly two thirds of employers surveyed cited these new hires as drains on productivity and resources.
In response, institutions around the world are taking actions to emphasize and increase work integrated learning and networking opportunities into both the curricula of an increased number of programs, as well as broader university infrastructure.
These actions include:
- increasing the amount of hands-on training within particular career fields (while introducing it to others)
- providing research and employment networks through the university
- a shift toward competency-based degrees, wherein degrees are awarded based on evidence of learning rather than earned credit hours, etc.
For students, this shift toward competency-based learning can be a real boon in that students can use supplementary resources (like MOOCs [Massive Open Online Courses]) to enhance their understanding of a field and thus, shorten the time it takes to receive a degree in an area in which they have demonstrated mastery.
- Many students have a difficult time finding employment that pertains to their degree upon graduation due to a number of factors, including: limited or no prior experience in the workplace, lack of access to research or career networks within the university that would assist in finding employment, and no career-oriented education
- Many employers find themselves with new hires who are a drain on resources as they have no prior experience
- Work-integrated learning and competency-based degree systems are current ways of addressing these issues—making employment easier to find for graduates, and making graduates more competent in the workplace and, hence, more employable.
- International students can benefit tremendously by getting ahead of this trend in international education and employment by looking into programs that offer work-integrated learning, internships, mentorships, or offer competency-based degrees.
Want to learn more? Check out International Student Loan’s article on how you can find a job in the US after graduation.
Car crashes are the leading cause of death for teens according to the CDC, and texting while driving has not helped this statistic to improve. To help spread awareness of the dangers related to texting and driving, Digital Responsibility is sponsoring the t Text and Drive Scholarship.
US citizens who are High school, undergraduate and graduate students are all able to apply for this scholarship before September 30th for a chance to win. Applicants must complete the online application that includes a 140 character message about texting while driving. This message is a personal statement that requires applicants to answer the following question:
“I pledge not to text and drive because.”
The top 10 applicants will be selected as finalists and required to write a 500-1000 word essay on texting while driving.
From there, one winner will be chosen and receive a $1,500 scholarship along with one runner-up who will receive a $500 scholarship.
To find more information on the Don’t Text and Drive Scholarship you can visit here.
Writing a scholarship essay is, perhaps, the most important—and often, most daunting—step for any student looking to win a scholarship. Judges must assess applicants quickly and will already know your basic information/details from the rest of the scholarship application. That being said, the essay is your chance to stand out as an applicant and tell the judge(s) exactly why you’re the ideal recipient for their award.
And, as any experienced essay writer will tell you, an outstanding essay begins with a well-formulated outline.
There aren’t specialized scholarship essay outlines per se, rather, scholarship essays are organized much like any other essay. However, there are a number of key features the scholarship essay must convey to the judge, and these features are important to keep in mind when planning.
Scholarship Essay Important Features to Remember
- Don’t just reiterate the basic information in your profile (the judge(s) already have access to that), identify yourself as the ideal recipient of this particular scholarship
- Give a personalized response, specifically tailored to each individual scholarship
- Remember who the judges will be. Who offers the scholarship? What are they looking for in a candidate? Don’t just respond to the topic, write for your audience and highlight the desired qualities in yourself!
As there aren’t specialized formats for scholarship-specific essays, any traditional outline format will do (Interchanging numerals and letters for major points and supporting details, for example).
- Idea 1
- Supporting statement
- Supporting statement
- Idea 2
- Supporting statement
The only particular thing to remember is you are planning more than a mere response to the provided prompt—you are planning a way to sell yourself as the ideal candidate for the scholarship while responding to the prompt.
An Example of a Better Response
When planning, it is important to remember that there are better and worse ways to respond to a scholarship provider’s prompt while simultaneously selling yourself as the ideal candidate to receive the award.
Outlining and planning your scholarship essay is the most valuable asset in crafting a formidable response—a response that needs to both answer the provider’s question while setting you apart from a group of similarly qualified applicants.
BAD: “I am a very hard worker.”
BETTER: “At my current job, there are often extended lulls in the workload. During those lulls I stay busy by finding things in the office that still need to be done and taking care of them. Rather than sitting around or waiting to be told what to do, I refill paper trays, tidy up areas that have become cluttered throughout the day, and otherwise take initiative to improve the workplace and assist my co-workers.”
Scholarship Essay Outline Recap:
- The scholarship essay is the best means for a student to distinguish themselves from other applicants and procure a scholarship
- Creating a detailed outline and planning your response is the best step a student can take to write an impeccable scholarship essay
- When planning responses, students should write for their audience—highlight the qualities the scholarship provider is looking for!
- Any traditional outline format will do (numerals, letters, etc) as there is no specialized scholarship essay outline format—it’s not important what style the outline is, only that there’s an outline!
Since you’re going to take a few selfies this month anyways- you might as well win $25 from one! InternationalStudent.com is hosting a Springtime Selfie Content that international students around the world who are 18 years or older are able to enter into. It’s your chance to shine as an international student while trying to better yourself or the world around you.
To enter you need to take a great selfie while doing some type of spring cleaning. This can be organizing your dorm room, volunteering for campus clean up, or any other spring cleaning activity you plan to participate in. Photos must be submitted by 11:59pm EST on April 25th with a short photo description. Photos can be submitted to International Student through a tweet or Facebook post.
Keep in mind that any photo submitted will become property of InternationalStudent.com, must be appropriate content and only submitted once
For more information on the Springtime Selfie Contest and if you are eligible please visit here for more information.
Going off to college on your own isn’t easy – let alone off to college in a whole different country. It’s an exciting and scary time, a chance to be independent and do what you want, when you want. But then it is also a chance to deal with all of the responsibilities as well – including managing your money!
No matter where your studies take you, studying overseas is expensive when you consider that you will probably pay more in tuition, and that you’ll have to consider other costs such as your living expenses, travel, etc.
You won’t want to miss this Google Hangout focused on Budgeting for International Students. In this Hangout, they will be sharing the ways that you can improve your budgeting skills so that you can do all the must-do’s while you are studying overseas!
How Do I Join?
This week’s Google Hangout is free for all students! Simply sign up, set a calendar reminder, and attend the hangout this Wednesday at 2:00 EST. Be sure to check your local time so that you don’t miss it!
How Can I Join the Conversation?
You will not only learn more about budgeting from a Financial Aid Representative, but you’ll also get a chance to join the conversation and get your questions answered. Here’s how:
- Follow International Student Loan on Twitter @intstudentloan and join the conversation at #FinancialAidTalk
- Like International Student Loan on Facebook and add your comments
- Ask your questions during our Google Hangout and be sure to plus them at +InternationalStudentLoans
Questions and Comments?
International Student Loan will be available after the Hangout to get all your questions answered in real-time. Be sure to stick around and join our social channels to get your questions answered – and see what other international students are saying!
Students who want to study the French language through a homestay summer program won’t want to pass up this award. Students who would like the opportunity to participate in this program without having to pay tuition must demonstrate not only outstanding academic performance through their Grade Point Average (GPA), but also through extracurricular performance in the field of French language and culture. Those who apply must have a passion for French culture and be involved in French school work or school projects that demonstrate this, or through foreign language clubs and events.
One student will receive full tuition for this program and one will receive a partial tuition.
To apply, students must submit the following:
- A foreign language evaluation
- Two letters of recommendation: One personal, one academic
- An official academic transcript
- A recent photo
- A personal statement that includes the following:
• Your reasons for applying for a fellowship or scholarship
• Academic strengths and challenges
• Any applicable internship/leadership/work experience or volunteer activities
• Your future academic and career plans, including an explanation of how a fellowship or scholarship and participation in an Abbey Road summer program will support these plans
• The reasoning you used to determine your preferred summer program choice
• Any other information you feel the Scholarship Committee should know
The Chris Meyer Memorial French Scholarship is sponsored by Abbey Road in memory of Chris Meyer (1980-2009). Chris was a member of the of Abbey Road’s French Homestay Summer Programs staff in 2002 and 2003, and diagnosed with a brain tumor in 2002. Although diagnosed with this illness, he graduated from Stanford in 2004, began a Ph.D. program in art history at Harvard and received numerous awards and recognition including the Harvard Presidential Fellowship and a Mellon Fellowship.
Learn more about this scholarship and how to apply here.
While there are many sources of financial aid, scholarships are by far one of the best ways a student can offset some of the costs associated with pursuing a degree. That being said, most scholarships require students to write an essay in response to a provided prompt.
The scholarship essay is typically the biggest hurdle students face when applying for scholarships, so we will explain why the scholarship essay is actually the best opportunity for students to secure the scholarship, then we will provide some important tips to keep in mind when doing an effective scholarship essay all of your own.
The Essay is a Great Opportunity for Applicants
The essay is one of the most important components in a scholarship application because it helps the scholarship provider to narrow down their choices from a range of applicants that meet the application criteria (and, typically, most people applying will have similar academic standing, extra-curricular activities, interests and goals). That being said, the essay is also the best opportunity for students to differentiate themselves from the other applicants, and really catch the attention of the scholarship provider.
Essay Writing Tips
1. Tailor each response to the particular scholarship
It’s important that you not only directly respond to the prompt given by the award directions, but remember who the organization is: Who are they specifically looking to give the scholarship to? What qualities are they looking for in a recipient? Try to highlight those qualities in yourself while staying on topic.
Make the essay passionate enough to stand out, personal enough to distinguish yourself as the ideal recipient, and directly tailored to the provider—write (eloquently) for your audience!!
2. Have someone else edit/proofread
The last thing anyone wants to do after writing a personalized essay that can make or break their application is read it over again (and over again, and over again). Plus, it is just general good proofreading practice to get a second set of eyes to edit a document. So, edit the paper yourself, then have someone else proofread and suggest edits in addition. Better safe than sorry!
3. Remember all the standard essay qualities
In addition to distinguishing yourself as the ideal recipient of whichever scholarship it is you’re applying for, the scholarship essay also has to demonstrate your writing abilities. As important as the content, the ability to write effectively is a major criterion for providers. Remember to plan your response ahead of time, use proper grammar, and demonstrate your mastery of language (but not at the expense of being clear or concise!).
Check out our most recent Google Hangout where we gave you tips on writing your scholarship essay:
Students between the ages of 14 and 18 who have demonstrated a commitment to the environment and their community are eligible for the Green Ticket Scholarship. This scholarship is sponsored by Abbey Road Programs, INC, a study abroad summer program that provides a quality academic experience and cross-culture understanding.
One deserving student will be granted a full Green Ticket scholarship, while two will receive a partial Green Ticket Community Service Scholarship (airfare or its equivalent). To be eligible for consideration of this scholarship, you must be a high school student aged 14-18 and have a strong Grade Point Average (GPA). Students must also be involved in after school activities like clubs or community service projects.
Eligible applications must submit the following before April 15th:
- A recent photograph
- An official transcript
- A foreign language evaluation
- Two letters of recommendation: one personal letter and one academic letter
- A personal statement that includes the following:
- Your reasons for applying for a fellowship or scholarship
- Academic strengths and challenges
- Any applicable internship/leadership/work experience or volunteer activities
- Your future academic and career plans, including an explanation of how a fellowship or scholarship and participation in an Abbey Road summer program will support these plans
- The reasoning you used to determine your preferred summer program choice
- Any other information you feel the Scholarship Committee should know
Find more on this scholarship, if you are eligible and how to apply here.
From primary school through university level, the Students Helping Street Kids International scholarship provides the opportunity for at-risk Brazilian students from impoverished and crime-stricken areas and households to attain an education: a privilege many from those circumstances unfortunately never get to enjoy.
Students Helping Street Kids International (SHSKI) is a non-profit organization based in Eugene, Oregon that organizes curriculum and donation efforts between sister schools in Brazil and the USA to provide scholarships for at-risk Brazilian youths. These scholarships allow younger Brazilians to attend primary and secondary schools in their communities, as well as the opportunity to study abroad in the USA after attaining a high school diploma.
SHSKI Scholarships Provide:
- School Tuition/Associated Fees
- School Lunches
- Transportation to and from school
- Monthly basket of staple food items for student and family, when deemed necessary
Where does the scholarship come from?
The SHSKI scholarship is made possible by the contributions of individual sponsors/donors, as well as pledges from universities, primary, and secondary sister schools in the United States. Individuals interested in donating to SHSKI or sponsoring an at-risk student are encouraged to get in touch with the organization.
Who is eligible?
Unlike a typical scholarship, wherein individuals apply and compete for a select number of slots, the SHSKI scholarship has its recipients determined by professionals with a number of NGO’s who work directly with the at-risk Brazilian youth. Student recipients are selected according to a number of criteria, including: intelligence, self-discipline and desire to learn, poverty level, having a fixed home, and parent/guardian agreement to allow student to follow through with education until at least high school graduation.
Are you Brazilian and looking for other scholarships? Check out our other scholarship awards available to Brazilian students!